The first section below is carried over from my previous list. I have purposely left three spots blank so that I can add them if I come across something else. Ten years is a long time (yet not so long at all!) Whether you are changing careers, starting a business or retiring, big life changes are by their very nature stressful.

And don’t forget about leisure and entertainment expenses, after all, we all need to enjoy life. As a general rule, 30% of your budget should be allocated to leisure and entertainment expenses. Examine and Re-Adjust Your Investment Portfolio If you’re aged 60 or over, there are a number of benefits you could be claiming. As well as your state pension, you could be entitled to money towards your heating bill, as well as free transport, dental and eye care. Following the cost of living increase, money is tight for a lot of us right now. That's why it's the perfect time to look into the benefits available to you and how they can help save you some money right now.

More Time to Travel

Before you say anything nasty about someone, just pause for a second and browse through some really good adjectives in your head.

After you’ve read through them tell us, what did you do? If you had to plan a celebration for another nearly 60, what would you plan? Tell us in the comments below! I planted an herb garden, did more yoga, redecorated my family room with all new furniture and style (some pieces took months to arrive), wrote more in my journal, and indeed vacationed by the Ocean with Ron.

So if you are still carrying balances on your credit cards every month, it’s time to get those paid off. Get inspiration talking to people you value or you feel inspired by. Try to reach out for them. It is a fun thing to do and you might learn something new with little to no efforts. You can ask for help or advice. But if you don’t ask you will never get an answer. But if you do and your hero actually responds, how awesome would that be? 41. Meet up with one of your heroes Do something you feel like doing without justifying yourself to anybody else. Just listen to the voice which tries to tell you to explore and see the world. 18. Live somewhere vastly different from your hometown For others, the prospect of retirement isn’t even a thought. Whether it’s a case of financial reality or just the psychological need to be productive, a continuing presence in the workforce is a reality for more and more of the 60+ crowd. Now ideally, if you’re going to start a business, you should start 2-3 years before you plan on retiring. This will give you a chance to become established, build your network and income stream all while maintaining the benefits of your current job.

It’s never too late to stop smoking, lose weight, start exercising,” says Raskin, ”and the benefits will be tangible: less stress, more energy, mitigated health problems — and an end to beating yourself up for not being more disciplined.” 3. Make a retirement plan In humans, the natural response to any major life changing event is an increase in anxiety. Symptoms and severity will vary from person to person, but you should always expect your anxiety levels to increase with any major life change in your 60’s. What Can You Do About It?is not a stopping point, or a turning point or a jumping off point. It’s just another point. 60 is not about being settled and accepting. 60 is not about standing still and watching life. Turning 60 is about screaming at life “get a shake-on and try to keep up!” But not quite yet. I respect the Queen. I do, honestly. She has been Queen for as long as I have lived. Good effort. Once she is dead, though, enough's enough. The idea of my grandchildren having to stand up for organic sausage king Charles III or any of those other doughnuts, ha ha, come on. Doing consulting work allows you to have control over your schedule and, once you are established, it can provide a significant source of income. Get a Part-Time Job for More Than Just the Money Retirement might leave you with a lot of time on your hands. Resist boredom and discover more about your family, your friends and your world with these ideas to get you started. And going naturally gray? Wowza! I wonder if I’m brave enough. For the record, Ron thinks I should. He’s all for it. ♥